In this scenario, the client makes the decision to sell one or more of the properties, which they have purchased while building their portfolio. For example, where there is a strategy for a chain of purchases to build equity which will help fund future purchases, a situation may arise where the client needs to sell a property to either manage difficult financial circumstances or because they feel the property has peaked and it is preventing them from buying additional property with better future prognosis.  They also may have purchased property which did not perform as they had hoped and they wish to stem the loss.

Another common scenario is one where a client plans to sell enough of their portfolio of properties upon retirement to repay any remaining debt, keeping what is left to create an income stream in retirement.