Disclaimer & Authors

Contributing authors

Margaret Lomas, QPIA®, Dip Fin Adv, Cert. Investment Property Advice, Senior Associate of FINSIA, Member of MFAA.
Margaret is a property investment author and founding director of Destiny Financial Solutions (DFS), a company, which provides specific property investment advice to consumers.  She is a past Telstra NSW Businesswoman of the Year and is the host of SkyNews Business Channel’s Your Money Your Call and Property Success with Margaret Lomas.

Benjamin Kingsley, QPIA®, Cert IV Financial Services – Mortgage Broking, Member of MFAA. Ass Dip Business – Tourism & Travel.
Ben is an active property investment analyst and media commentor.  He is the Founding Director of Empower Wealth, a wealth advisory firm specialising in residential property investment.  He has over 17 years research and personal property investment experience and has personally amassed a multi-million dollar residential portfolio.  Ben also has over 7 years experience in mortgage investment finance. For the last 6 years he has been a presenter of regular property investing and finance education workshops Ben brings a long history of property investing knowledge and corporate business acumen that will provide a greater voice and awareness for PIPA.

Damian Collins, Founder and Director of Momentum Wealth, a full-service property investment consultancy group based in Perth, Western Australia.
Aside from acquiring a multi-million dollar property portfolio, Damian has earned a Bachelor of Business at RMIT University in Melbourne, a Graduate Diploma in Property at Curtin University in Western Australia and has also completed the stringent requirements for membership of the Institute of Chartered Accountants in Australia and the Financial Services Institute of Australasia and is currently a member of both institutions.  In 2007 Damian was a recipient of the prestigious 40 under 40 awards for business entrepreneurs.  Damian is a highly sought-after presenter and speaker; and is a regular media commentator.

Other Contributors

Timothy Biles, BA, Dip.TRP, FPIA
Timothy Biles is a geographer and town planner, and a Fellow of the Royal Australian Planning Institute. He has worked for planning authorities at the local and regional level, lectured in town planning at Royal Melbourne Institute of Technology and has been in private practice since 1980.

Melinda Chapman
Melinda Chapman is the Director of a Registered Training Organisation and the co-writer of the Diploma of Property Investment competencies. She is a training and development consultant with Trainingways Pty Ltd.

Bill Dimovski, DBA MBA BBus CPA
The property development companies for which Bill is a director have developed hundreds of commercial and residential properties in the past 20 years. Prior to this, Bill worked for two of the ‘top four’ accounting firms in their accounting, taxation and management advisory services sections.

Scott Keck, Managing Director, Charter Keck Cramer
Scott has more than 35 years’ property valuation and advisory experience. He is frequently engaged as a senior advisor and strategist in complex commercial and statutory issues related to the national and state property markets and for advice in relation to large portfolio valuations for major private, public and statutory corporations.

Owen Lennie, MUP, BA, DipFinMgt, GradDipAppFin&Inv, FCPA, FAPI, FPIA, FAICD, ASIA
Owen has been involved in property asset management and investment evaluation for more than 20 years. He was a director of McIntosh Knight Frank Limited, which floated the Grand Hotel Group. With Gary Weaven, he launched the Industry Superannuation Property Trust.

Phil Osborne BA, ANZIIF (Aff), Dip FP, CFP®
Phil has been involved in the financial services industry for 16 years, the past five years as a financial planner and business development consultant. He has been a consultant to the Financial Planning Association of Australia as part of their education taskforce, as well as conducting face-to-face training sessions

Natasha Palich, B.Arch.Hons, Grad.Dip.Soc.Sc, RAIA
Natasha has a background in sustainable design, having worked for both the Royal Australian Institute of Architects and the City of Port Phillip as a sustainable design advisor.

Thanks also to

Brad Matthews, Group Managing Director of ResCom Group of businesses, which offer mortgage management, finance broking, real estate, insurance and conveyancing services.
Brad has a Business Degree from Monash University (major in Banking & Finance), is a Life Member and Fellow of the FINSIA (Financial Services Institute of Australasia), is a QPIA®, Licensed Real Estate Agent, a Fellow of both the Australian Institute of Company Directors and Leadership Victoria-Williamson Community Leadership Program (year 2000) and a past awardee of the Rotary Youth Leadership Scholarship

Rohan Birmingham, Grad Cert bus, Lic Builder, Lic Real Estate Agent.
Rohan is Managing Director his own property investing advisory company “Affordable Property Investments”. Rohan is highly skilled in his field and has a great ability to transfer that knowledge in simple and concise language.  Rohan is a successful property investor in his own right and has become financially free. Rohan is often asked to speak at investment nights on the subject of Property Investing due to his skill of keeping it simple.

Malcolm Allan (Rick) O’Shea. QPIA®,
Director of Queensland Property Sales Pty Ltd, a specialised Real Estate agency which focuses on providing a high level of personalised service to military personnel and their friends and families.   Rick has been board member and committee member for many associations, and is a qualified JP in Queensland and holds a QPIA®.